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All agents are NOT alike! Find out why I am a Number1 Expert in the Bethany Beach and Ocean City resort area! Call Mearl Layton, GRI @ 888-529-8667!
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Buyers Want Your Home for as Little as Possible. Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Find Out More > View All Offers >
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Fantastic Job! "I'm so thankful that you were able to find someone so quick! Thanks for all your hardwork! Denise A. July 25,2008 Read Quote > View All Quotes >
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Mearl Layton, GRI
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For Home Sellers:
Why Sellers Choose Mearl Layton, GRI - Why home sellers in Bethany Beach, Fenwick Island and Ocean City, Md choose Mearl Layton, GRI.
Free Presentation - Free in-home listings presentation on marketing your Bethany Beach, Fenwick Island and Ocean City, Md, in Worchester Md, Sussex De County Delaware property.
Property Valuation - How much is your Bethany Beach, Fenwick Island and Ocean City, Md home worth?
What Did That Home Sell For? - What did that Bethany Beach, Fenwick Island and Ocean City, Md, Delaware property or other real estate sell for?
FSBO - Selling your Bethany Beach, Fenwick Island and Ocean City, Md real estate on your own?
Go to Main Sitemap - Main sitemap sections include Find Bethany Beach, Fenwick Island and Ocean City, Md Homes, For Home Buyers, For Home Sellers, Bethany Beach, Fenwick Island and Ocean City, Md Information, Real Estate Resources, and About Mearl Layton, GRI.
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Financing Your Home >Early Loan Approval
Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.
Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.
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What does the abbreviation PITI stand for?
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| A |
Principal, Interest, Taxes and Insurance are the four major items included in a monthly mortgage payment. |
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