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All agents are NOT alike! Find out why I am a Number1 Expert in the Bethany Beach and Ocean City resort area! Call Mearl Layton, GRI @ 888-529-8667!
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" Very Professional!"
"Made frequent contact and kept us aware through the whole selling process."
David K. October 17, 2007
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 Compare three
mortgages at one time. Download TripleCalc now. It's free. |
Mearl Layton, GRI
is one of The Top Selling Real Estate Experts™
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For Home Buyers:
Why Buyers Choose Mearl Layton, GRI - Why homebuyers looking for a real estate agent in the Bethany Beach, Fenwick Island and Ocean City, Md area choose Mearl Layton, GRI. Latest Listings - Get Mearl Layton's latest Bethany Beach, Fenwick Island and Ocean City, Md listings of homes for sale first! Find Your Perfect Home - Mearl Layton, GRI will search for your ideal home and email you the newest Bethany Beach, Fenwick Island and Ocean City, Md MLS listings of properties in Worchester Md, Sussex De County DE. First Time Homebuyers - Are you a first time homebuyer in Bethany Beach, Fenwick Island and Ocean City, Md, DE? Choose a top real estate agent. Mearl Layton, GRI can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Bethany Beach, Fenwick Island and Ocean City, Md house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Bethany Beach, Fenwick Island and Ocean City, Md Homes, For Home Buyers, For Home Sellers, Bethany Beach, Fenwick Island and Ocean City, Md Information, Real Estate Resources, and About Mearl Layton, GRI. 
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Financing Your Home >Home Free
Conventional wisdom says, "Don't pay off your mortgage early." Are you foolish to consider an early payoff? Absolutely not! By adding just $50 to $100 to your mortgage payment every month, you can save thousands of dollars in interest, pay off your loan quicker, and eliminate a major monthly expense.
The argument usually given against paying off a mortgage early is that you can make investments with your extra cash, such as mutual funds, stocks or bonds, which pay higher returns. This approach enables you to take the mortgage interest deduction and have easy access to your money, in case you need it. These are all definite pluses, but are not guaranteed savings results.
Any extra income which an investment might generate above your home equity appreciation can be offset by a bad year in the investment market. Investment earnings can virtually eliminate the income tax advantage of your mortgage interest deduction, since stocks and bonds are likely to generate a fair amount of dividends, interest income and capital gains.
It isn't as simple as conventional wisdom--consult a financial expert.
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| Q |
What area was designed to look like a 1940s southeastern town with traditional architecture?
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Disney's "Celebration" in Orlando, FL, will eventually have 8,000 houses and many commercial tourist attractions. |
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