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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Bethany Beach, Fenwick Island and Ocean City, Md. real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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School Reports in Bethany Beach, Fenwick Island and Ocean City, Md, Delaware

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Delaware Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Bethany Beach, Fenwick Island and Ocean City, Md

Buyers Remorse >Dream Versus Reality

When you decide to buy a home, you may feel resistance to fulfilling the many practical requirements that are necessary to turn your dream into a reality. An important part of a professional real estate agent's job is to help you overcome such resistance.

You will need to handle a multitude of details when purchasing a property. There are numerous deadlines that require a timely response. Home purchases come with a lot of paperwork, such as the financial statement and purchase agreement. Negotiations with the seller are a standard part of the process. All of these practical "realities" can seem overwhelming.

You may experience a startling range of emotions at each step of the way, from mild anxiety to full-blown "buyer's remorse". It helps to remember that everyone who has purchased a home has probably experienced similar feelings. Just take a deep breath and trust your real estate agent, who is trained to help you deal with the pressures of the home-buying process.

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Q	What document must lenders provide within three days of receiving your application for financing?
A	The "Truth In Lending Disclosure Statement" will give you complete financial information about the loan.
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Mearl Layton, GRI, REALTOR®, real estate agent and broker for Bethany Beach, Fenwick Island and Ocean City, Md, Delaware home listings, property and land for sale - NUMBER1EXPERT(tm)

Mearl Layton
Layton Associates
131 Atlantic Ave.
Ocean View, DE. 19970
Phone: 888-529-8667
Phone: 302--537-5599
Fax : 302-529-0200
Email: mearllayton@NUMBER1EXPERT.com

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