All agents are NOT alike! Find out why I am a Number1 Expert in the Bethany Beach and Ocean City resort area! Call Mearl Layton, GRI @ 888-529-8667!

Get Free Price Analysis for Your Home!
Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
Find Out More >
View All Offers >

"Completely Satisfied"!
"Mearl worked hard to make the Sale"!
Roland and Marjorie Beebe
Read Quote >
View All Quotes >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Mearl Layton, GRI is one of The Top Selling Real Estate Experts™
Find Out More >

See the nation's top rated reports for Schools in Bethany Beach, Fenwick Island and Ocean City, Md >

Coming Soon
Find Out More >

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Bethany Beach, Fenwick Island and Ocean City, Md. real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

	About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State/Province:
Country:
Zip/Postal Code:
Phone:
	About Your Move
When Are You Moving?
Where Are You Moving?
	About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?
	Additional Info
Please Enter More Details, Along With Any Comments, Concerns, Or Questions:
Send Latest Listings:
Send Latest News:

*Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
Your Privacy Is Guaranteed >
Free & Without Obligation >

School Reports in Bethany Beach, Fenwick Island and Ocean City, Md, Delaware

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Delaware Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Bethany Beach, Fenwick Island and Ocean City, Md

Tax Considerations >Beneficial Tax Laws

American tax law offers a significant capital gains tax exemption that allows taxpaying homeowners to unlock home equity and end the spiraling cycle of "investing up." First-time buyers enjoy expanded rules for Individual Retirement Accounts (IRA) and 401(k) plans, rules that allow penalty-free withdrawals to purchase a home.

Every two years, married sellers of principal residences who file joint federal income tax returns are allowed a $500,000 exclusion ($250,000 for singles) from capital gains tax. For sales that took place after May 6, 2003, the maximum capital gains tax rates for profits above the exclusion dropped from 20% to 15% for higher income taxpayers, and from 10% to 5% for lower income taxpayers.

Homeowners can now consider several new options. People who find themselves at an empty-nester stage (no children at home) in a four or five bedroom home with a large equity have been able to unlock their equity dollars, using the income to help their children buy a first home, take a luxury cruise, remodel the house or purchase a second home for vacation or retirement.

Consult your tax advisor for advice regarding your particular circumstance.

	See All Tips In The "Tax Considerations" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What economic factor can make the purchase of a home an excellent long-term investment?
A	Home price appreciation can result in a substantial return on the buyer's investment as a house increases in value over time.
See More Real Estate Trivia >

Mearl Layton, GRI, REALTOR®, real estate agent and broker for Bethany Beach, Fenwick Island and Ocean City, Md, Delaware home listings, property and land for sale - NUMBER1EXPERT(tm)

Mearl Layton
Layton Associates
131 Atlantic Ave.
Ocean View, DE. 19970
Phone: 888-529-8667
Phone: 302--537-5599
Fax : 302-529-0200
Email: mearllayton@NUMBER1EXPERT.com

www.bethanysrealestate.com is brought to you by Mearl Layton, GRI
NUMBER1EXPERT™ in real estate for Bethany Beach, Fenwick Island and Ocean City, Md, Delaware

Read Mearl Layton's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge